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Integrated settlement service, PayOneQ |
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| A. |
It is connected with Web Server of shopping mall,
contents mall, and etc. It supports customer's electronic
payment, and accurate account and statistics data
that is related to electronic payment. |
| B. |
It is providing all possible settlement means
in on-line such as credit card settlement, Internet
transfer account, cellular phone settlement, electronic
money settlement, and etc, and it has dissimilar
commission system and merits and demerits according
to each settlement means. |
| C. |
Inconsistency transaction, and etc. by Data's
forgery/modulation, Data's loss, and etc. do not
happen because security and stability are excellent
with TCP/IP Socket communication. |
| D. |
Abstract and characteristic according to settlement
means
| Settlement means |
Abstract |
Characteristic |
| Financial Means |
Credit
Card |
Representative
settlement means within the financial means.
Adult use only.
|
Commission
is relatively lower than communication means.
Occurrence of uncollected amount is almost
impossible. Teenagers' accessibility is low |
| Transfer
account |
Person who
has bank account can use |
| Internet
banking |
Only Internet
banking (official recognition certificate)
user can use |
| Communication means |
Cell Phone |
Representative
settlement means for micro payment. A person
under age can use
|
It
has advantage in micro payment and content
settlement.
It has long payback period (N+3). There is
uncollected amount. |
ARS/
Phone Bill |
Settlement
that use wire telephony |
| Merchandise bond |
Culture
merchandise bond |
Culture merchandise
bond of Korea culture promotion |
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payment/settlement flowchart |
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